幸运28官网

当前位置: 法学思想 -> 审判研究

法定代表人以个人名义签订的民间借贷合同实务问题研究(2017.9)

  发布时间: 2019-04-30 08:07:05


    shijiazhuangshizhongjirenminfayuan   lihuining

    lunwenzhaiyao

    suizheshehuijingjidefanrongfazhanhequanminchuangyechaodelailin,weilejizijihejiarenchuangzaogenghaodejingjitiaojian,xuanzezizhuchuangyezijichenglidegongsiderenyuelaiyueduo。zheixieqiyedaduoyijiatingjingying、hehuojingyingdengfangshifazhanqilaide,pubianshiguimoxiao,kejihanliangdi,quefahexinjingzhengli,dizhishichangfengxiandenenglicha。zaizheixieqiyerichangjingyingguochengzhong,zijinduanqueyoushibiranchuxiandewenti。youyuxingyun28guanwangguoyinxingxindaizhengcedeyingxiang,yinxingzhuyaoyiguoyoudaqiyeweixingyun28guanwangduixiang,zheixiezhongxiaoqiyezishenshilibuqiang、quefakediyazichan,duiqidaikuanxuqiu,yinxingpubiancaiqu“weibucuodai,ningkebudai”dezuofa,daozhizheixiezhongxiaoqiyezhijierongziqudaobuchang。qiyedejingyinghefazhanxuyaozijin,wunaizhixiazheixieqiyejiangmuguangzhuanxiangleminjianjiedai,yifadingdaibiaorengerenmingyiquxiangqinpenghaoyoudengquchoujiezijin,congerchuxianledaliangjiedaijiufen。weileyingduihechulishiwuzhongdaliangcunzaidecileijiedaijiufen,2015nian8yue6rigongbu2015nian9yue1rishishilefashi【2015】18hao《zuigaorenminfayuanguanyushenliminjianjiedaianjianshiyongfalvruoganwentideguiding》(yixiajianchengminjianjiedaisifajieshi)。gaijieshigongbuhou,duicileianjiandechulijiaozhiqiancunzaizhongdagaibian,tupolehetongdexiangduixing,yiqiankuandezouxiangheshishiquanliyiwuguanxilaiquedinghaikuanzerendechengdan,keyaoqiuqiyeyugerengongtongchengdanhaikuanzeren。gaitiaokuangongbushishihoushijianzhongduigaitiaokuandelijieyushiyong,cunzaiyixieyinanwenti,bizheshitutongguoduizheixiewentidefenxiyanjiu,yiqiduiyihougaileianjiandechuliyousuozhuyi。

    yi、guanyusuojiekuanxiangyongyuqiyeshengchanjingyingderendingwenti

幸运28官网    (yi)rendingxuyaokaolvdeyaosu

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    dier,zaijiekuanhetonghuozhejieju、chengnuohaikuanshudengbiaomingjiedaiguanxidecailiaoshangshifoujiagaileqiyedegongzhanghuozhecaiwuyinzhang。

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    disan,jiekuandezhifufangshihejieshoujiekuanderenjizhanghu。

    jiaofujiekuandefangshihejieshoujiekuanderenjizhanghuyeshibijiaozhongyaodepanduanyaosu。ruguojiekuanshizhijiehuiruqiyezhanghuhuozhejiangxianjinjiaojigongsicaiwurenyuanbingyoucaiwurenyuanchujudeshouju,neimefayuanhuiqingxiangyutuidingyongyuleqiyedeshengchanjingying。xiangfan,ruguojiekuanhuirulefadingdaibiaorengerenzhanghu、qizhidingdeqitagerenzhanghuhuozhefarengerenjieshoudexianjin,zexuyaojieheqitayaosujinxingzonghepanduanle。

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    diwu,jiekuanrenanzhaozhishijiangjiekuanzhifujiqiyedezhaiquanren,yongyuchanghaiqiyezhaiwu。

    qiyezaishengchanjingyingguochengzhong,yingourushengchanziliao、zhifuxiangmuxingyun28guanwangfeiyongdengdengduiwaichanshengzhaiwu,zaiduiwaijiekuanshiweilejianshaoliuchengtigaoxiaolv,zhishichujierenzhijiejiangjiekuanzhifujiqiyezhaiquanrenqingchangqiyezhaiwudexianxiangyeshipubiancunzai。ruguochujierenyouxiangguanzhengjuzhengshijiekuananzhaozhishizhifujileqiyedezhaiwurenyongyuqingchangleqiyezhaiwu,neimecishifayuanyehuiqingxiangyurendingyongyuqiyedeshengchanjingying。

    diliu,qitapanduanyaosu。

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幸运28官网    (er)yaosudezonghepanduan

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幸运28官网    sifashijianzhongdanyicunzaiduogekendingxingyaosuhuozheduogefoudingxingyaosudeqingkuangfeichangshaojian,daduoshuanjianzhongkendingxingyaosuhefoudingxingyaosushibingcunde。dangkendingxingyaosudiejiahounengchongdifoudingxingyaosudezhengminglishijiukeyidechusuojiekuanxiangyongyuqiyeshengchanjingyingdejielun,biru: fadingdaibiaorengerenmingyiqiandingjiekuanhetong,jiekuanmeiyoujinrugongsizhanghuzhuanrudeshisirenzhanghu,danjiekuanshiqiyechujulehaikuanchengnuoshu,qiyeyongchanpinzhedichanghailechujierenbufenlixi,cishikendingxingyaosuqiyechujulehaikuanchengnuoshu,qiyeyongchanpinzhedichanghailechujierenbufenlixiwanquankeyichongdifoudingxingyaosujiekuanjinrugerenzhanghu,xingyun28guanwangbiankeyidechujiekuanyongyuqiyeshengchanjingyingdejielun[ canjiananhuishengsuzhoushiyongqiaoqurenminfayuan(2015)yongminchuzidi09197haominshipanjueshu。

幸运28官网    ]。fanzhi,dangkendingxingyaosudiejiahouzhengminglirengbunengdayufoudingxingyaosuzhengmingli,birujiekuanhetongmeiyoujiagaiqiyeyinzhang,jiekuanhuirufadingdaibiaorensirenzhanghu,fadingdaibiaorenjieshoujiekuanhoujiangbufenjiekuanzhuanruqiyezhanghu,houlaiqiyezhifulebufenlixi,cishifoudingxingyaosudezhengminglimingxiandayukendingxingyaosuqiyezhifubufenlixidezhengmingli,xianranwufarendingsuojiekuanxiangyongyuleqiyedeshengchanjingying[ canjianhunanshengchangshushizhongjirenminfayuan(2015)changminsizhongzidi280haominshipanjueshu。]。

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幸运28官网    er、suojiekuanxiangyongyuqiyeshengchanjingyingdezhengmingzerenfenpeiwenti

    genju《zuigaorenminfayuanguanyushiyongdejieshi》di90tiaoguiding: “dangshirenduizijitichudesusongqingqiusuoyijudeshishihuozhefanboduifangsusongqingqiusuoyijudeshishi,yingdangtigongzhengjujiayizhengming,danfalvlingyouguidingdechuwai。zaizuochupanjueqian,dangshirenweinengtigongzhengjuhuozhezhengjubuzuyizhengmingqishishizhuzhangde,youfuyoujuzhengzhengmingzerendedangshirenchengdanbulidehouguo。”youshangshuguidingkejian,zhengmingzerenduiyudangshirenlaishuoshiyizhongsusongshangdefengxian, jidangdaizhengshishizaisusongzhongchuyuzhenweibumingzhuangtaishi, fuyouzhengmingzerendedangshirenxuchengdanbulidecaipanhouguo。zhengmingzerendefenpeiduianjiandejieguoyouzhezhiguanzhongyaodeyingxiang。cong《minjianjiedaijieshi》di23tiaodi2kuandewenyihegouzaofenxi,“suojiekuanxiangyongyuqiyeshengchanjingying”shuyuchujierenyingyuzhengmingdeshishi,zhengmingzerenzaiyuchujierenfang。

幸运28官网    zaishenpanshiwuzhong,duisuojiekuanxiangyongyuqiyeshengchanjingyingdezhengmingzerenyingyouchujierenchengdandeguandianshiwuzhengyibingyizhirenkede,danrengchuxianleshishixiangtongcaipanjieguoquebutongdewenti。liru: dangjiedaizijinhuiruqiyezhanghuzhishi,zhejiangshengjinhuashiwuchengqurenminfayuanyichujierenweichongfentigongzhengjuzhengminggaikuanxiangyongyuqiyeshengchanjingyingweiyou,bohuileqiyaoqiuqiyechengdangongtonghaikuanzerendeqingqiu[ canjianzhejiangshengjinhuashiwuchengqurenminfayuan(2016)zhe0702minchu1209haominshipanjueshu

    ]。erzaishanghaishihuangpuqurenminfayuanshenlideyiqianjianzhong,chujierenjiangjiedaizijinhuiruqiyezhanghushi,yinzuoweibeigaodefadingdaibiaorenjigaiqiyejunweidaotingyiweitigongzhengjuzhengshijiekuanweiyongyuqiyeshengchanjingying,gugaiyuanzhijietuidinggaikuanxiangyongyuqiyedeshengchanjingying[ canjianshanghaishihuangpuqurenminfayuan(2015)huangpuminer(shang)chuzidi608haominshipanjueshu。]。dangjiejushangjiagaileqiyedeyinzhangshi,hebeishengxingtaishiqiaodongqufayuanrenwei,chujierenbunengzhengmingchujiedekuanxiangyongyuqiyedeshengchanjingying,qizuoweizhengmingzerendefudanzheyingchengdanbulihouguo[ canjianhebeishengxingtaishiqiaodongqurenminfayuan(2015)dongminchuzidi2436haominshipanjueshu。

幸运28官网    ]。erzaizhejiangshenghangzhoushixiachengqufayuanshenlideyiqianjianzhongrenwei,tongguoqiyejiagaiyinzhangdexingweiketuidinggaiqiyeyusheanjiekuancunzaiguanlianxing,chujierenzhuzhangjiekuanyongyuqiyeshengchanjingying,qiyeweinengtichufanboyijian,guduijiekuanyongyuqiyeshengchanjingyingyuyiqueren[ canjianzhejiangshenghangzhoushixiachengqurenminfayuan(2015)hangxiashangchuzidi02879haominshipanjueshu。]。

    congshangshuliejudepanlizhongxingyun28guanwangfaxian,dangchujierenjuzhengzhengmingleyigehuoduogekendingxingyaosushi,duitigongzhengjudezerenshifouyingdangfashengzhuanhuanjizhuanhuanweiqiyetigongzhengjuderenshibutong,daozhilebutongcaipanjieguodechuxian。zhejiangshenghangzhoushixiachengqufayuanheshanghaishihuangpuqurenminfayuanrenweidangchujierentigongzhengjuzhengshilehuiruqiyezhanghu、jiagaigongzhangkendingxingyaosushi,qiyeyingdangtigongjiekuanweiyongyuqiyeshengchanjingyingdezhengjujitigongzhengjudezerenfashengzhuanhuan,ruguoqiyebunengjuchufanzhengzhengming,zejiukeyirendingjiekuanyongyuleqiyedeshengchanjingying。

    zaicixuyaoqiangdiaodeshi,tigongzhengjuzerendezhuanhuanbingbushizhengmingzerendedaozhi,zhengmingzerendefenpeishihengdingde,yongyuanzaiyuchujierenyifang[2]。tigongzhengjuzerendezhuanhuanshiweilegenghaodechamingshishi。zuoweiyuangaodechujierenzaitigongzhengjuzhengminglemouyigehuomoujigekendingxingyaosudecunzaishi,yijingshifaguanxingchengleyouliyuchujierendeshishizhengshixinzhengdeqingkuangxia,zuoweibeigaodeqiyefourenshi,yingzhuanyouqichengdantigongfanzhengdezeren,tigongdefanzhengzhixudongyaofaguandexinzhengjike,erbushichengdanfanmianshishidekeguanzhengmingzeren。qiyebunengtigongshifayuanpanjueqiyebaisudeyuanyinshigenjuziyouxinzhengerbushikeguanzhengmingzerendedaozhi。

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幸运28官网    san、shifoushuyufuqigongtongzhaiwudewenti

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    zaishenpanshiwuzhongduishangshudisi、diwuzhongqingkuangxiazhaiwushifouxifuqigongtongzhaiwuderendingchulishicunzaizhengyide,gedifayuanjiucileizhaiwushifoushuyufuqigongtongzhaiwudepanjuejieguoyeshibuyizhide。zaizheibizhecongzhongguocaipanwenshuwangxuanqulianggejuyoudianxingdaibiaoyiyideanli,lianggeanjianshishijibenxiangtong,danpanjuejieguowanquanxiangfan,faguanzaipanjueshuzhongyedouxiangxichanshulezijirendingdeliyouheyiju。

幸运28官网    anliyi 2012nian4yue,zuoweienshidongyuangongsifadingdaibiaorendelincailongyigongsizhouzhuanxuyaozijinweiyouxiangxuxiaohengjiekuan,xuxiaohengyutongnian4yue12ri、13rifenliangcixianglincailongzhidingyinxingzhanghuzhuankuanheji100wanyuan,lincailongchujujietiao,bingyuedingjiekuanlilvweiyuelilv2.7%,lincailongyujinjulianxifuqiguanxi。houyuangaoqisubeigaoenshidongyuangongsi、lincailongjijinjulian,qingqiupanjuesanbeigaogongtongchanghaijiekuan100wanyuanjilixi。yishenfayuanrenwei,jietiaoxilincailongshuxie,zaimingdejiekuanrenshilincailong,danshuangfangjunrenkejiekuanyongyuenshidongyuangongsijingying,yiju《minjianjiedaisifajieshi》diershisantiaodierkuandeguiding,duiyuxuxiaohengyaoqiuenshidongyuangongsihelincailonggongtongchanghaijiekuandezhuzhangyuyizhichi;gaibijiekuanweilincailongyigerenmingyijuzhai,zhaiwufashengzaiqiyujinjulianfuqiguanxicunxuqijian,yingweifuqierrengongtongzhaiwu,guduixuxiaohengyaoqiujinjulianduigaizhaiwuchengdanliandaichanghaizerendeqingqiuyuyizhichi。jinjulianrenweijiedaishuangfangjunrenkelincailongjiekuanshiweienshidongyuangongsijingyingsuoyong,weiyongyufuqigongtongshenghuo,gaizhaiwujibuyingbeirendingweifuqigongtongzhaiwu,bufuyishenpanjuetichushangsu。ershenfayuanrenwei,jinjulianshifouchengdanliandaizerendewentizaiyujiekuanyongyuenshidongyuangongsijingying,shifoubirandipaichufuqigongtongzhaiwuderending。yiju《hunyinfasifajieshier》diershisitiao、zuigaorenminfayuanminyiting《guanyuhunyinguanxicunxuqijianfuqiyifangyigerenmingyisuofuzhaiwuxingzhiruherendingdedafu》((2014)minyitazidi10hao)yijizuigaorenminfayuanminyiting《guanyufuqiyifangduiwaidanbaozhizhainengfourendingweifuqigongtongzhaiwudefuhan》([2015]minyitazidi9hao)deguiding,zaiwaibuguanxizhong,hunyinguanxicunxuqijianfuqiyifangyigerenmingyisuofuzhaiwuyingdangangongtongzhaiwuchuli,chufei(1)fuqiyifangnenggouzhengmingzhaiquanrenyuzhaiwurenmingqueyuedingweigerenzhaiwu;(2)fuqiyifangnenggouzhengmingfuqiduihunyinguanxicunxuqijiansuodecaichanyuedingguigezisuoyou,qiezhaiquanrenzhidaogaiyueding;(3)fuqiyifangduiwaidanbaozhizhai;(4)juzhairendepeioujuzhengzhengmingsuojiezhaiwubingfeiyongyufuqigongtongshenghuo。jiubenaneryan,jinjulianzhuzhanganshe100wanyuanjiekuanbuweifuqigongtongzhaiwudeqiansanzhongqingxingjunweichuxian,xuyaoshenchadeshidi(4)zhongqingxing,yejisuojiekuanxiangyongyugongsijingyingshifoukepanduanweibingfeiyongyufuqigongtongshenghuo。genju《hunyinfa》dishiqitiaodiyikuandeguiding,fuqigongtongcaichanzhixia,fuqirenheyifangzaihunyinguanxicunxuqijiandeshouru、shouyi,chufuqishuangfangyuedinghuogenjufalvguidingshuyuyifanggerensuoyoudewai,junshufuqigongtongcaichan。xiangyingdi,fuqirenheyifanghuoshuangfangweigerenhuojiatingxiaofei、canyushehuishenghuo、shengchanhuojingyingdenghuodongduiwaisuofuzhaiwu,yingpanduanweigongtongzhaiwu,yougongtongcaichanqingchang。suowei“yongyufuqigongtongshenghuo”,yingbaokuojiatingsuoyouchengyuangezijigongtongdeshenghuoxingjijingyingxingfudan,erfeijinxianyugongtongxiaofei。juci,benanlincailongxiangxuxiaohengjiedai100wanyuan,yongyuenshidongyuangongsijingyingxingchengdezhaiwu,yeyingrendingweifuqigongtongzhaiwu[ canjianhubeishengjingmenshizhongjirenminfayuan(2016)e08minzhong750haominshipanjueshu。]。

    anlier 2013nian,beigaochenjianduocixiangyuangaopanweijingjiekuan,bingxiangyuangaochujusifen《jieju》,sifen《jieju》junzhumingsuojiezijinyongyushengyishangzhouzhuan,dingyu2015nian10yue30riqianchanghai。beigaochenjianyuyanglingxifuqiguanxi,chenjianshibeigaohongjiagongsidefadingdaibiaoren。yuangaopanweijingxiangfayuanqisuqingqiupanjuechenjianchanghaijiekuanjilixi,beigaohongjiagongsiyuyanglingduijiekuanbenxichengdanliandaiqingchangzeren。fayuanrenwei,sheanzhaiwubunengrendingweifuqigongtongzhaiwu,liyoushi: yi、fuqigongtongzhaiwushizhizaihunyinguanxicunxuqijianweiweichigongtongshenghuoxuyao,huochuyugongtongshenghuomudecongshijingyinghuodongsuoyinqidezhaiwu。sheanjiekuanshuejuda,anzhaorichangshenghuojingyan,yijingchaochulefuqirichangjiashixuyao;er、duifeiyinrichangjiashixuyaodejuzhai,yingyoufuqishuangfanggongtongheyi。benanzhong,wuzhengjubiaomingbeigaoyanglingduisheanjiekuanzhiqingqietongyi,yewuzhengjuxianshibeigaoyanglingcongsheanjiekuanzhonghuodeliyi。san、chujierenzuoweijiekuanhetongyongyouzhudaoquandeyifang,qiyounengliyaoqiujiekuanrentigongjiekuanyongtudezhengju,chujierenzhuzhangjiekuanyongyujiekuanrenfuqigongtongshenghuo,yingjuzhengzhengming,fouzeyingchengdanxiangyingjuzhengbunengdebulihouguo;si、zaijiekuanhetongzhong,chujierenjuyouzhudongquan,qizaichujiezijinshinenggouyujianyeyingdangyujianjiekuanrenweiyuedefengxianbingyaoqiujiekuanrendepeiouzhiqingbingqianziquerenzhaiwu。chujierenfadongzhaiwushiweijinzhuyiyiwudailaidefengxianbunengsuiyizhuanjia;zongshang,xianyouzhengjubuzuyirendingfuqigongtongzhaiwu,yuangaoyanglingbuchengdanliandaiqingchangzeren[ canjianguangdongshengfoshanshishanchengqurenminfayuan(2016)yue0604minchu5850haominshipanjueshu。

幸运28官网    ]。

    shangshuanlizhongfaguandelunshujibenhangailefadingdaibiaorenyigerenmingyijiekuanyongyuqiyeshengchanjingyingshi,jiekuanyingfourendingweifuqigongtongzhaiwudeshiwuzhongzhengyideliangzhongguandian。diyizhongguandianrenwei,fuqiguanxicunxuqijiandezhaiwuyingtuidingweifuqigongtongzhaiwu,qiyejingyingshouyishuyufuqigongtongcaichandeyizhong,neimexiangyingdejingyingzhaiwuyeyingrendingweifuqigongtongzhaiwu;dierzhongguandian,qiangdiaojuzhaiheyiyijifuqishifougongtongfenxiangzhaiwudailaideliyi,meiyoujuzhaiheyi、meiyouyongyufuqigongtongshenghuodejiekuanbunengrendingweifuqigongtongzhaiwu [3]。

    duiciwenti,bizherenweifadingdaibiaorenyigerenmingyijiekuanyongyuqiyeshengchanjingyingxingchengdezhaiwu,shifourendingweifuqigongtongzhaiwudeguanjianzaiyufuqiyifangshifoucanyuleqiyejingying,shangshuliangzhongguandiandoutaiguoyujuedui,meiyoukaolvdaozheileizhaiwudeteshuxing。ruguozaifuqilingyifangmeiyoucanyuqiyedejingyingshi,yingrendingbushuyufuqigongtongzhaiwu。zaiyijingchaminglejiekuanyongyuqiyedeshengchanjingyingerfeiyongyufuqigongtongshenghuodeshishiqiantixia,zaijiangqirendingweifuqigongtongzhaiwu,mingxianweibeileshangweifa《hunyinfa》di41tiaodeguiding。fanzhi,ruguofuqierrenjuncanyuleqiyedeshengchanjingying,fuqidelingyifangxiqiyegudongshi,qitouzijingyingsuodeshouyibiranyongyujiatinggongtongshenghuo,yongyuweichijiatingshenghuogexiangkaizhi,jiatingshenghuoyuqiyedejingyingxixixiangguan,fuqijunxiangshouleqiyejingyingdailaideshouyi,quanliyuyiwushiduidengde,rangfuqishuangfanggongtongchengdanhaikuanzerenyeshihelide。

    si、jieyu

    jinnianlaiqiyefadingdaibiaorenweilejiejuejingyingzijinduanquewenti,yigerenmingyiduiwaijiekuandexianxiangyuyanyulie, yijingchengweiminjianjiedaijiufenanjianzhongdeyileidianxinganjian。duicileianjiandechulisuiran《minjianjiedaisifajieshi》diershisantiaodierkuanzuochuleguiding,dangaiguidingjiaoweicushu,shiwuzhongruhezhunquelijieheshiyong,haixuyaoxingyun28guanwangzaizongjiesifashijianjingyandejichushangjinyibudeyanjiu,bimiantonganbutongpandexianxiangchuxian,nulizuodaoquanguofayuancaipanbiaozhunhechidudetongyi。

幸运28官网    cankaowenxian

幸运28官网    [1] shanglianjie: “sidaigongyong”guifandejieshilun—yi《minjianjiedaisifajieshi》di23tiaodi2kuanweizhongxin,《faxue》,2017niandi4qi。

    [2] huxuejun: 《faguanfenpeizhengmingzeren: yigefaxuemisigainiandefenxi》,《qinghuafaxue》,2010niandi4qi。

    [3] wanglinqingzhu《minjianjiedaijiufencaipansiluyuguifanzhiyin》,beijingfalvchubanshe2015nianban。

幸运28官网zerenbianji: yanjiushi    

幸运28官网wenzhangchuchu: shijiazhuangshizhongjirenminfayuanshenjianertingbaosong    


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